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The Credit Card Journey

More value, more growth

We are committed to staying relentlessly focused on continuously improving and delivering exceptional member service and enhancing the value of membership.

In support of our Association’s top priority, the USAA Bank is excited to share our credit card lineup this year. Three new cards are launching to strengthen our competitive position while staying true to what matters most to our members.

The first rollout is our refreshed Cashback Rewards Plus American Express® Card. Over time, member needs and the competitive landscape has changed. This refresh allows our members to earn more cash back rewards* in places that may hit their wallets most: gas stations, military bases and grocery stores.

Why we refreshed the Cashback Rewards Plus American Express® Card

  • Provide stronger, more flexible rewards that match how members spend today

  • Better compete with large national card issuers

  • Expand our reach to more members within mass market and the military community

  • Create clearer product positioning that highlights the direct value we provide

  • Drive sustainable growth to ensure we can support and retain members for years to come

Value where it matters most

The refreshed card builds on what members find more valuable in key spending categories and to better match how they spend every day:

  • Gas station rewards: Structured to provide stronger value and more flexibility to help offset costs at the pump

  • Grocery rewards: We’ve increased the cash back rewards, recognizing how important everyday spending is to members and their families

  • On-base purchases: Enhanced the spend cap for on-base spending to strengthen our commitment to our core membership

  • Everyday spending: Other purchases continue to earn rewards, ensuring value in every transaction

 

Our commitment to members

This refreshed card isn’t only about attracting new members; it’s about supporting our existing membership and taking care of our own.

This is just the beginning. This year, the Bank will launch additional card offerings to drive even more value and meet members where they are with the products they deserve.

DISCLOSURES:

*You will earn rewards based on your Qualifying Purchases. Qualifying Purchases are the Purchases of products or services that post to your Account, minus any returns, refunds, or other adjustments made with your Account by you or an Authorized User of your Account. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. Transactions that are not Qualifying Purchases do not earn rewards. See the Reward Program Terms and Conditions for more information.

 

All credit cards subject to approval.

American Express is a federally registered service mark of American Express and is used by USAA Federal Savings Bank as the credit card issuer pursuant to a license.

Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

"USAA Bank" means USAA Federal Savings Bank.

Bank products offered by USAA Federal Savings Bank.

    USAA 

   

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